Borrow up to $2,000,000

For a limited time you can benefit from our reduced interest rate.

Here's what's in the PROMOTION for YOU*
• Stable interest rate of 4.5% for the first 6 years
• 5% DOWN
• Borrow as much as $2,000,000, or ANY AMOUNT

Available to both New and Existing customers.
Promotion ends December 31st, 2022

*Special conditions apply

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Try our Special Offer Mortgage Calculator

Use our Home Sweet Loan mortgage calculator to get an estimate of how much you can borrow and what your monthly payment could be with this special offer

Mortgage Calculator

Required Documents

Valid ID Card, Driver’s Permit or Passport (Evidence of Nationality - 2 Forms of ID)

Original Job Letter & Pay Slip. If self employed, submit Financial Statements for the last three (3) years and Bank Statements for the last three (3) years, stating the average monthly balance. If you are employed on contract, submit copies of employment contracts for the last three (3) years. (Evidence of Income)

Gather your Statements from all Financial Institutions, including Credit Unions (monthly payments towards loans must be indicated on these statements – (Evidence of Savings & Indebtedness)

Joint Applicants, MUST both submit their individual information/documents (where applicable)

Home Sweet Loan Benefits

For a limited time only, we are pleased to offer a reduced interest rate on all new mortgages.

Alt Tag

- A stable open market rate of 4.5% for up to
- 6 years on new mortgages
- Up to 30 years to repay
- 95% Financing
- Borrow as much as $2,000,000.00 †
- Extended loan term up to age 70
This offer is available to both new and existing TTMF customers.‡

Promotion ends December 31st 2022.

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Other Details

Second mortgages available
Acceptance Fee of 1% of the loan amount or $500.00 minimum
No penalties for early repayment of mortgage
Mortgage Indemnity Insurance NOT REQUIRED
Life Insurance is NOT REQUIRED as collateral
Your home is the collateral for Debt to Service Gross Ratio of 35% for customers with a Mortgage Only and Net Ratio of 45% for customers with other loans considering a Mortgage
Home Equity loans will be processed as additional funding

Frequently Asked Questions

How long is this offer available?

Promotion runs September 1^st to December 31^st 2022,in the first instance. All applications must be accepted during this promotion period.
I already have a mortgage with TTMF; can I still apply?

Yes. To qualify, existing customers must borrow additional funds. There is no minimum amount.
I already own property; can I still apply?

Yes. You do not have to be a first-time homeowner to qualify for this promotion

What happens at the end of the first 6 years?

At the end of this period, your interest rate will graduate to the current open market rate, but will not exceed the open market rate of 6% (as at September 1st 2022)

Limited time offer. Special conditions apply. Subject to normal lending criteria. All loans must be accepted by December 31, 2022 to qualify. Customers will have 3 months from the date of approval to submit all the required documents.

† At the end of this period, the rate will graduate to the current open market rate, but will not exceed 6% (as at September 1st 2022).

‡ To qualify, existing customers must borrow additional funds. Customers in arrears are not be eligible.